What is Workers’ Comp?

Workers’ compensation insurance is intended to provide payments to workers who were injured on the job as they continue to make a physical recovery. However, this program can be extremely confusing, and you may find that your employer’s insurance company has denied your claim for an unjust reason. In times like these, it’s important to consult a knowledgeable Ocean County workers comp attorney to help you through the process and to stand up to the insurance companies. Berry, Sahradnik, Kotzas & Benson, P.C. is full-service law firm in Toms River with deep ties to the community, and we are passionate about helping injured workers across New Jersey.

Workers’ compensation is a type of insurance employers carry to help cover the costs of medical bills, rehabilitation, retraining and lost wages when workers suffer injuries on the job. Although not all employers are required to have workers’ compensation insurance in New Jersey, many companies do anyway as a preventative measure against lawsuits. These benefits are available to injured people regardless of who was at fault for the accident, whether it was the employee, a co-worker, a supervisor, the employer or a third party, such as another motorist if employees were injured while making a delivery or driving as part of the job.

If you’ve been injured at work, you may need to file a workers’ compensation claim as you focus on your physical recovery. These benefits are available even if your workplace injury was relatively minor and will only require you to miss a few days or weeks of work. However, if you’ve suffered a serious injury, your company’s insurer may not be willing to provide you with full compensation, in which case workers’ compensation litigation may be necessary. An experienced workers comp lawyer can work with you to determine the level of compensation that is just and will fight to for that.